diff --git a/migrations/002_full_schema.sql b/migrations/002_full_schema.sql
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+-- ==========================================
+-- Chat Switchboard - PostgreSQL Schema
+-- ==========================================
+
+-- Enable extensions
+CREATE EXTENSION IF NOT EXISTS "uuid-ossp";
+CREATE EXTENSION IF NOT EXISTS "pgcrypto";
+CREATE EXTENSION IF NOT EXISTS "vector"; -- For embeddings (pgvector)
+
+-- ==========================================
+-- Core Tables
+-- ==========================================
+
+-- Users
+CREATE TABLE users (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    username VARCHAR(50) UNIQUE NOT NULL,
+    email VARCHAR(255) UNIQUE NOT NULL,
+    password_hash TEXT NOT NULL,
+    display_name VARCHAR(100),
+    avatar_url TEXT,
+    role VARCHAR(20) DEFAULT 'user', -- user, admin, moderator
+    is_active BOOLEAN DEFAULT true,
+    settings JSONB DEFAULT '{}'::jsonb,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    last_login_at TIMESTAMP WITH TIME ZONE
+);
+
+CREATE INDEX idx_users_username ON users(username);
+CREATE INDEX idx_users_email ON users(email);
+
+-- API Configurations (user's API keys)
+CREATE TABLE api_configs (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    name VARCHAR(100) NOT NULL, -- "OpenAI", "Claude", "Local Ollama"
+    provider VARCHAR(50) NOT NULL, -- openai, anthropic, ollama, openrouter
+    endpoint TEXT NOT NULL,
+    api_key_encrypted TEXT, -- Encrypted at rest
+    model_default VARCHAR(100),
+    config JSONB DEFAULT '{}'::jsonb, -- Custom settings per provider
+    is_active BOOLEAN DEFAULT true,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_api_configs_user ON api_configs(user_id);
+
+-- ==========================================
+-- Feature 1: CHATS (User to LLM)
+-- ==========================================
+
+CREATE TABLE chats (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    title VARCHAR(500) NOT NULL,
+    model VARCHAR(100), -- Current model for this chat
+    api_config_id UUID REFERENCES api_configs(id) ON DELETE SET NULL,
+    system_prompt TEXT,
+    settings JSONB DEFAULT '{}'::jsonb, -- temperature, max_tokens, etc
+    is_archived BOOLEAN DEFAULT false,
+    is_pinned BOOLEAN DEFAULT false,
+    folder VARCHAR(100), -- For organization
+    tags TEXT[], -- For filtering
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_chats_user ON chats(user_id);
+CREATE INDEX idx_chats_updated ON chats(updated_at DESC);
+CREATE INDEX idx_chats_tags ON chats USING GIN(tags);
+
+CREATE TABLE chat_messages (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    chat_id UUID REFERENCES chats(id) ON DELETE CASCADE,
+    role VARCHAR(20) NOT NULL, -- user, assistant, system, tool
+    content TEXT NOT NULL,
+    model VARCHAR(100), -- Which model generated this (for assistant)
+    tokens_used INTEGER,
+    tool_calls JSONB, -- Function calls made
+    metadata JSONB DEFAULT '{}'::jsonb, -- thinking_blocks, attachments, etc
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_chat_messages_chat ON chat_messages(chat_id, created_at);
+
+-- Model routing history (for analytics/debugging)
+CREATE TABLE model_routing_log (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    chat_id UUID REFERENCES chats(id) ON DELETE CASCADE,
+    message_id UUID REFERENCES chat_messages(id) ON DELETE CASCADE,
+    requested_model VARCHAR(100),
+    routed_model VARCHAR(100),
+    reason TEXT, -- "cost_optimization", "context_length", "manual", "fallback"
+    latency_ms INTEGER,
+    cost_usd NUMERIC(10, 6),
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_routing_log_chat ON model_routing_log(chat_id);
+
+-- ==========================================
+-- Feature 2: CHANNELS (User to User + AI)
+-- ==========================================
+
+CREATE TABLE channels (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    name VARCHAR(100) UNIQUE NOT NULL,
+    description TEXT,
+    type VARCHAR(20) DEFAULT 'public', -- public, private, dm
+    owner_id UUID REFERENCES users(id) ON DELETE SET NULL,
+    settings JSONB DEFAULT '{}'::jsonb, -- ai_participants, webhooks, etc
+    is_archived BOOLEAN DEFAULT false,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_channels_name ON channels(name);
+CREATE INDEX idx_channels_type ON channels(type);
+
+-- Channel memberships
+CREATE TABLE channel_members (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    channel_id UUID REFERENCES channels(id) ON DELETE CASCADE,
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    role VARCHAR(20) DEFAULT 'member', -- owner, admin, member
+    joined_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    last_read_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    UNIQUE(channel_id, user_id)
+);
+
+CREATE INDEX idx_channel_members_channel ON channel_members(channel_id);
+CREATE INDEX idx_channel_members_user ON channel_members(user_id);
+
+-- Channel messages
+CREATE TABLE channel_messages (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    channel_id UUID REFERENCES channels(id) ON DELETE CASCADE,
+    user_id UUID REFERENCES users(id) ON DELETE SET NULL, -- NULL for AI messages
+    content TEXT NOT NULL,
+    mentions JSONB, -- {users: [uuid], models: [name]}
+    thread_id UUID REFERENCES channel_messages(id) ON DELETE CASCADE, -- For threading
+    attachments JSONB, -- Files, images, etc
+    reactions JSONB DEFAULT '{}'::jsonb, -- {emoji: [user_ids]}
+    is_ai_message BOOLEAN DEFAULT false,
+    ai_model VARCHAR(100), -- If AI generated
+    edited_at TIMESTAMP WITH TIME ZONE,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_channel_messages_channel ON channel_messages(channel_id, created_at DESC);
+CREATE INDEX idx_channel_messages_thread ON channel_messages(thread_id);
+CREATE INDEX idx_channel_messages_mentions ON channel_messages USING GIN(mentions);
+
+-- ==========================================
+-- Feature 3: NOTES & KNOWLEDGE BASES
+-- ==========================================
+
+CREATE TABLE notes (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    title VARCHAR(500) NOT NULL,
+    content TEXT NOT NULL,
+    content_type VARCHAR(20) DEFAULT 'markdown', -- markdown, html, plain
+    folder VARCHAR(100),
+    tags TEXT[],
+    is_pinned BOOLEAN DEFAULT false,
+    is_shared BOOLEAN DEFAULT false,
+    share_token UUID UNIQUE DEFAULT uuid_generate_v4(),
+    parent_note_id UUID REFERENCES notes(id) ON DELETE SET NULL, -- For hierarchies
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_notes_user ON notes(user_id);
+CREATE INDEX idx_notes_updated ON notes(updated_at DESC);
+CREATE INDEX idx_notes_tags ON notes USING GIN(tags);
+CREATE INDEX idx_notes_share_token ON notes(share_token) WHERE is_shared = true;
+
+-- Knowledge Bases (Collections of documents)
+CREATE TABLE knowledge_bases (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    name VARCHAR(200) NOT NULL,
+    description TEXT,
+    embedding_model VARCHAR(100) DEFAULT 'text-embedding-ada-002',
+    settings JSONB DEFAULT '{}'::jsonb, -- chunk_size, overlap, etc
+    is_public BOOLEAN DEFAULT false,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_knowledge_bases_user ON knowledge_bases(user_id);
+
+-- Documents in knowledge bases
+CREATE TABLE kb_documents (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    kb_id UUID REFERENCES knowledge_bases(id) ON DELETE CASCADE,
+    filename VARCHAR(500) NOT NULL,
+    content TEXT NOT NULL,
+    content_type VARCHAR(50), -- application/pdf, text/markdown, etc
+    file_size INTEGER,
+    metadata JSONB DEFAULT '{}'::jsonb,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_kb_documents_kb ON kb_documents(kb_id);
+
+-- Document chunks (for RAG)
+CREATE TABLE kb_chunks (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    document_id UUID REFERENCES kb_documents(id) ON DELETE CASCADE,
+    kb_id UUID REFERENCES knowledge_bases(id) ON DELETE CASCADE,
+    content TEXT NOT NULL,
+    embedding vector(1536), -- For pgvector similarity search
+    chunk_index INTEGER,
+    metadata JSONB DEFAULT '{}'::jsonb,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_kb_chunks_document ON kb_chunks(document_id);
+CREATE INDEX idx_kb_chunks_embedding ON kb_chunks USING ivfflat (embedding vector_cosine_ops);
+
+-- ==========================================
+-- Feature 4: PLUGIN ORCHESTRATION
+-- ==========================================
+
+-- Installed extensions/plugins
+CREATE TABLE extensions (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    name VARCHAR(100) UNIQUE NOT NULL,
+    version VARCHAR(20) NOT NULL,
+    author VARCHAR(100),
+    description TEXT,
+    runtime VARCHAR(20), -- python, go, node, rust
+    entry_point TEXT NOT NULL,
+    port INTEGER,
+    manifest JSONB NOT NULL, -- Full extension.json
+    is_enabled BOOLEAN DEFAULT true,
+    is_system BOOLEAN DEFAULT false, -- Core extensions
+    install_source VARCHAR(200), -- URL or marketplace ID
+    installed_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_extensions_enabled ON extensions(is_enabled);
+
+-- Extension tools/functions
+CREATE TABLE extension_tools (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    extension_id UUID REFERENCES extensions(id) ON DELETE CASCADE,
+    name VARCHAR(100) NOT NULL,
+    description TEXT,
+    parameters_schema JSONB NOT NULL, -- JSON Schema
+    response_schema JSONB,
+    is_enabled BOOLEAN DEFAULT true,
+    UNIQUE(extension_id, name)
+);
+
+CREATE INDEX idx_extension_tools_extension ON extension_tools(extension_id);
+
+-- Tool usage log (for analytics)
+CREATE TABLE tool_usage_log (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    tool_id UUID REFERENCES extension_tools(id) ON DELETE SET NULL,
+    user_id UUID REFERENCES users(id) ON DELETE SET NULL,
+    chat_id UUID REFERENCES chats(id) ON DELETE SET NULL,
+    channel_id UUID REFERENCES channels(id) ON DELETE SET NULL,
+    input_params JSONB,
+    output_result JSONB,
+    execution_time_ms INTEGER,
+    success BOOLEAN,
+    error_message TEXT,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_tool_usage_tool ON tool_usage_log(tool_id);
+CREATE INDEX idx_tool_usage_user ON tool_usage_log(user_id);
+
+-- ==========================================
+-- Feature 5: WORKFLOWS (Unique Feature!)
+-- ==========================================
+
+-- Workflow definitions (DAG of AI operations)
+CREATE TABLE workflows (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    name VARCHAR(200) NOT NULL,
+    description TEXT,
+    graph JSONB NOT NULL, -- Node-edge DAG structure
+    input_schema JSONB, -- Expected inputs
+    output_schema JSONB, -- Expected outputs
+    is_public BOOLEAN DEFAULT false,
+    is_template BOOLEAN DEFAULT false,
+    tags TEXT[],
+    usage_count INTEGER DEFAULT 0,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    updated_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_workflows_user ON workflows(user_id);
+CREATE INDEX idx_workflows_public ON workflows(is_public) WHERE is_public = true;
+CREATE INDEX idx_workflows_tags ON workflows USING GIN(tags);
+
+-- Workflow executions
+CREATE TABLE workflow_executions (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    workflow_id UUID REFERENCES workflows(id) ON DELETE CASCADE,
+    user_id UUID REFERENCES users(id) ON DELETE SET NULL,
+    input_data JSONB,
+    output_data JSONB,
+    status VARCHAR(20), -- running, completed, failed
+    steps JSONB, -- Execution trace
+    total_cost_usd NUMERIC(10, 6),
+    total_time_ms INTEGER,
+    error_message TEXT,
+    started_at TIMESTAMP WITH TIME ZONE DEFAULT NOW(),
+    completed_at TIMESTAMP WITH TIME ZONE
+);
+
+CREATE INDEX idx_workflow_executions_workflow ON workflow_executions(workflow_id);
+CREATE INDEX idx_workflow_executions_user ON workflow_executions(user_id);
+
+-- ==========================================
+-- Shared/Utility Tables
+-- ==========================================
+
+-- File uploads
+CREATE TABLE files (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    filename VARCHAR(500) NOT NULL,
+    content_type VARCHAR(100),
+    file_size INTEGER,
+    storage_path TEXT NOT NULL, -- S3/local path
+    is_public BOOLEAN DEFAULT false,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_files_user ON files(user_id);
+
+-- Webhooks
+CREATE TABLE webhooks (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE CASCADE,
+    name VARCHAR(100),
+    url TEXT NOT NULL,
+    events TEXT[] NOT NULL, -- chat.message, channel.message, etc
+    secret VARCHAR(100),
+    is_active BOOLEAN DEFAULT true,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_webhooks_user ON webhooks(user_id);
+
+-- Audit log
+CREATE TABLE audit_log (
+    id UUID PRIMARY KEY DEFAULT uuid_generate_v4(),
+    user_id UUID REFERENCES users(id) ON DELETE SET NULL,
+    action VARCHAR(100) NOT NULL,
+    resource_type VARCHAR(50),
+    resource_id UUID,
+    metadata JSONB,
+    ip_address INET,
+    user_agent TEXT,
+    created_at TIMESTAMP WITH TIME ZONE DEFAULT NOW()
+);
+
+CREATE INDEX idx_audit_log_user ON audit_log(user_id);
+CREATE INDEX idx_audit_log_created ON audit_log(created_at DESC);
+
+-- ==========================================
+-- Functions & Triggers
+-- ==========================================
+
+-- Auto-update updated_at timestamps
+CREATE OR REPLACE FUNCTION update_updated_at()
+RETURNS TRIGGER AS $$
+BEGIN
+    NEW.updated_at = NOW();
+    RETURN NEW;
+END;
+$$ LANGUAGE plpgsql;
+
+CREATE TRIGGER users_updated_at BEFORE UPDATE ON users
+    FOR EACH ROW EXECUTE FUNCTION update_updated_at();
+CREATE TRIGGER chats_updated_at BEFORE UPDATE ON chats
+    FOR EACH ROW EXECUTE FUNCTION update_updated_at();
+CREATE TRIGGER channels_updated_at BEFORE UPDATE ON channels
+    FOR EACH ROW EXECUTE FUNCTION update_updated_at();
+CREATE TRIGGER notes_updated_at BEFORE UPDATE ON notes
+    FOR EACH ROW EXECUTE FUNCTION update_updated_at();
+CREATE TRIGGER knowledge_bases_updated_at BEFORE UPDATE ON knowledge_bases
+    FOR EACH ROW EXECUTE FUNCTION update_updated_at();
+CREATE TRIGGER workflows_updated_at BEFORE UPDATE ON workflows
+    FOR EACH ROW EXECUTE FUNCTION update_updated_at();
+
+-- Increment workflow usage count
+CREATE OR REPLACE FUNCTION increment_workflow_usage()
+RETURNS TRIGGER AS $$
+BEGIN
+    UPDATE workflows SET usage_count = usage_count + 1 WHERE id = NEW.workflow_id;
+    RETURN NEW;
+END;
+$$ LANGUAGE plpgsql;
+
+CREATE TRIGGER workflow_executions_insert AFTER INSERT ON workflow_executions
+    FOR EACH ROW EXECUTE FUNCTION increment_workflow_usage();